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Terms and Conditions

Introduction

These Website Standard Terms And Conditions (these “Terms” or these “Website Standard Terms And Conditions”) contained herein on this webpage, shall govern your use of this website, including all pages within this website (collectively referred to herein below as this “Website”). These Terms apply in full force and effect to your use of this Website and by using this Website, you expressly accept all terms and conditions contained herein in full. You must not use this Website, if you have any objection to any of these Website Standard Terms And Conditions.

This Website is not for use by any minors (defined as those who are not at least 18 years of age), and you must not use this Website if you are a minor.

Governing Law & Jurisdiction

These terms will be governed by and construed in accordance with the laws of the State of Florida, and you submit to the non-exclusive jurisdiction of the state and federal courts located in Florida for the resolution of any disputes.

Purpose of This Form

This form is to be completed by the Applicant and all individuals identified below and submitted to Business Capital Providers, Inc. Submission of the requested information is required to make a determination regarding eligibility for business funding. Failure to submit the information would affect that determination.

Instructions for completing this form:

With respect to “purpose of the funding,” receivables consist of any and all revenues earned by your company in its ordinary course of business, (whose principal place of residence is the United States).

All parties listed below are considered owners of the Applicant Business as well as “principals.

– For a sole proprietorship, the sole proprietor
– For a partnership, all general partners, and all limited partners owning 20% or more of the equity of the firm
– For a corporation, all owners of 20% or more of the corporation
– For limited liability companies, all members owning 20% or more of the company
– Any Trustor (if the Applicant is owned by a trust)

Privacy Policy

Under the provisions of the Privacy Policy, you are not required to provide your social security number. However, failure to provide your social security number may affect your ability to get funded. (But see Debt Collection Notice regarding taxpayer identification number below). Disclosures of name and other personal identifiers are required to provide BCP with sufficient information to make a character determination. When evaluating character, BCP considers the person’s integrity, candor, and disposition toward criminal actions. Additionally, BCP is specifically authorized to verify your criminal history, or lack thereof, in determining potential funding.

Disclosure of Information

Requests for information about another party may be denied unless BCP has the written permission of the individual to release the information to the requestor or unless the information is subject to disclosure under the Freedom of Information Act. The Privacy Act authorizes BCP to make certain “routine uses” of information protected by that Act. One such routine use is the disclosure of information maintained in BCP’s system of records when this information indicates a violation or potential violation of law, whether civil, criminal, or administrative in nature. Specifically, BCP may refer the information to the appropriate agency, whether Federal, State, local or foreign, charged with responsibility for, or otherwise involved in investigation, prosecution, enforcement or prevention of such violations. BCP must obtain your taxpayer identification number when you apply for funding. If you receive funding, and do not make payments as they come due, BCP may: (1) report the status of your funding(s) to credit bureaus, (2) hire a collection agency to collect your receivables, (3) take legal action in court to recover any all funds due along with fees and penalties

Right to Financial Privacy Act of 1978 (12 U.S.C. 3401)

The Right to Financial Privacy Act of 1978, grants BCP access rights to financial records held by financial institutions that are or have been doing business with you or your business including any financial institutions participating in a funding or funding guaranty. BCP is only required provide a certificate of its compliance with the Act to a financial institution in connection with its first request for access to your financial records. BCP’s access rights continue for the term of any approved receivable guaranty agreement. BCP is also authorized to transfer to a Government authority any financial records concerning an approved funding or guarantee, as necessary to process, service or foreclose on a funding guaranty or collect on a defaulted funding guaranty.

Occupational Safety and Health Act (15 U.S.C. 651 et seq.)

The Occupational Safety and Health Administration (OSHA) can require businesses to modify facilities and procedures to protect employees. Businesses that do not comply may be fined, forced to cease operations, or prevented from starting operations. Signing this form is certification that the applicant, to the best of its knowledge, is in compliance with the applicable OSHA requirements, and will remain in compliance during the life of the funding.

Equal Credit Opportunity Act (15 U.S.C. 1691)

Creditors are prohibited from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status or age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant’s income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act.

Electronic Signatures

I hereby consent any signature (including any electronic symbol or process attached to, or associated with, a contract or other record and adopted by a Person with the intent to sign, authenticate or accept such contract or record) hereto or to any other certificate, agreement or document related to this transaction, and any contract formation or record-keeping through electronic means shall have the same legal validity and enforceability as a manually executed signature or use of a paper-based record keeping system to the fullest extent permitted by applicable law, including the Federal Electronic Signatures in Global and National Commerce Act, or any similar state law based on the Uniform Electronic Transactions Act, and the parties hereby waive any objection to the contrary.

I hereby consent to electronic transmission in the form of email, text and pictures.